BPJS Health Premiums Increase as of July 1, 2020 and Relief for Premium Arrears – BPJS Health premiums will increase from July 1, 2020. This increase is after President Jokowi signs Presidential Regulation (Perpres) number 64 of 2020 concerning the Second Amendment to Presidential Regulation number 82 of 2018 concerning Health Insurance.
In the Perpres, the government set new premiums for BPJS Health independent participants as of July 2020. This was done considering that previously the Supreme Court (MA) granted a judicial review of Presidential Regulation (Perpres) Number 75 of 2019 concerning Health Insurance.
In its decision, the Supreme Court canceled the increase in BPJS premiums as of January 1, 2020. BPJS Health also complied with the decision by lowering BPJS Health premiums rate. Before the Supreme Court decision, the BPJS Health contribution premiums for independent participants (PBPU and BP) for January, February, and March 2020, followed Presidential Regulation Number 75 of 2019, which was Rp. 160,000 for class I, Rp. 110,000 for class II, Rp. 42,000 for class III. While for the months of April, May and June 2020, the amount of the contribution follows Presidential Decree Number 82 of 2018, which is Rp. 80,000 for class I, Rp. 51,000 for class II, and Rp. 25,500 for class III.
Through Perpres 64/2020, the government has decided to return to the premiums of participants who take out Health Insurance. The details of the BPJS Health premiums increase are based on regulation No. 64 of 2020 which will be implemented as of early July 2020 include:
- Changes in premiums for class I BPJS participants. Participants in this class BPJS are required to pay Rp. 150,000 per month, or an increase of Rp. 70,000 from the previous premium.
- Changes in premiums for class II BPJS participants. BPJS participants in this class are required to pay Rp. 100,000 per month, or an increase of Rp. 49,000 from the previous premium.
- As for the change in premiums for class III BPJS participants. BPJS participants are required to pay Rp. 42,000 per month. As a form of government attention and concern for the financial condition of the community, the government set special policies for PBPU and BP class III participants, namely: 2020, PBPU and BP class III participant premiums paid by participants in the amount of Rp. 25,500. The remaining Rp. 16,500, given premium assistance by the government. Then, in 2021 and the following year, PBPU and BP class III participants paid a premium of Rp. 35,000, while the government continues to provide premium assistance of Rp. 7,000. This is evidence of the presence of the government in the community in the Health Insurance program, the existence of premium assistance for people registered in class III.
The increase was lower when compared with what was stated in Presidential Regulation 75 in 2019. At the Presidential Regulation, each class in the Presidential Regulation experienced an increase in premiums to Rp. 160,000, Rp. 110,000 and Rp. 42,000.
Relief for Premium Arrears
BPJS Health provides relief to premium arrears this year in line with the corona pandemic. Relief is provided in the case of payment of fines for premium arrears. Relief is regulated in Presidential Regulation No. 64 of 2020. BPJS President Director Health Fachmi Idris conveyed, in the condition of the co-19 pandemic, the government was present in providing relief to delinquent BPJS Health participants. Where premium payments in 2020 participants in Health Insurance in arrears can reactivate their membership by only paying premium arrears for a maximum of six months. The relief does not force active participants to pay for everything. However, if the remaining arrears, still exist, will be given leeway to pay off until 2021, so that the status of membership remains active for 2021 and the following year.